Pradhan Mantri Awas Yojana::
Pradhan Mantri Awas Yojana ' (PMAY) is an initiative by Government of India in which affordable housing will be provided to the urban poor with a target of building 20 million affordable houses by 31 March 2022.
It has two components: Pradhan Mantri Awas Yojana (Urban) (PMAY-U) for the urban and Pradhan Mantri Awaas Yojana (Gramin) (PMAY-G and also PMAY-R) for the rural poor.[ This scheme is converged with other schemes to ensure houses have a toilet, Saubhagya Yojana electricity connection, Ujjwala Yojana LPG gas connection, access to drinking water and Jan Dhan banking facilities, etc. Cumulative total number of funded houses approved thus far is 39,25,240 in urban area including the subsumed RAY scheme and completion of construction of 5 million rural houses by March 2018 and 10 million rural houses by March 2019
How to Apply For Pradhan Mantri Awas Yojana (PMAY) ?
According to a government research, slum households have risen by 34% in the past decade. If the current trend continues, the number is expected to grow significantly in the coming years. Taking stock of this rampant issue, Prime Minister Narendra Modi launched the Pradhan Mantri Awas Yojana in 2015. This initiative, previously called the Housing For All scheme, aims to provide a place to reside for millions of urban poor. Having set a deadline for 2022, the government has identified over 2,508 cities and towns across 26 states in the country and is going to built over 2 million houses.
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How Can one Apply a House Under Pradhan Mantri Awas Yojana
- Under Other 3 Components –
The economically weaker sections like Middle Income Groups (MIGs),
Lower Income Groups (LIGs) and Economically Weaker Sections (EWS) are
considered as beneficiaries under the Housing for All by 2022 Scheme.
For EWS, the annual income cap stands at Rs.3 lakh. In case of LIG, the
maximum annual income is between Rs.3 lakh and Rs.6 lakh. For MIG, the
cap for annual income is between Rs.6 lakh and Rs.18 lakh. CLSS
component can be availed by the MIG and LIG categories. EWS, on the
other hand, is eligible under all verticals for assistance.
- Slum Dwellers –
A slum is an area where 60 to 70 households or approximately 300 people
stay in poorly built residences. The environment of these areas are
unhygienic and they lack proper infrastructure, drinking water and
sanitation facilities. These people can apply for the Housing for All by
2022 Scheme under the Pradhan Mantri Awas Yojana.
How to Apply for Pradhan Mantri Awas Yojana Benefits Under Other 3 Components Online:
As mentioned in the previous section, an applicant needs to provide their personal information to apply for the scheme. The steps are as follows:
- Log on to the official Pradhan Mantri Awas Yojana at : pmaymis.gov.in
- Choose the ‘Benefits under other 3 components’ option by clicking the ‘Citizen Assessment’ dropdown.

- Enter your Aadhaar number and click submit. (The site will verify whether the Aadhaar details provided is correct).

- If the information provided is correct, you will be lead to the next page where you will have to provide all the pertinent information regarding
you name, income, no. of family members, residential address, contact
number, age of the head of the family, religion, caste and the like.

- Once all the information is provided, scroll down, type the captcha code in the box and click submit.

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